In this article, I am going to reveal to you how to get a quick loan at Stanbic IBTC Bank Plc.
This quick loan at Stanbic bank will help you to get cash for your urgent needs, in other words, you can get loans at Stanbic bank to do the things you want to do whenever you want to
How to apply for Stanbic Bank Plc loan.
You can even apply for a Stanbic Bank loan online and get instant approval via their banking app or USSD code and choose the loan repayment term that best suit your needs.
Benefits of Stanbic IBTC Bank loan.
Reliable loans with reliable repayment terms
You can simply select the loan that best suits your needs, apply, and get your loan amount paid straight into your account.
Stanbic IBTC bank loan is flexible because you can choose the repayment terms that suit you best
They also have competitive interest rates.
Types of loans at Stanbic IBTC Bank Plc.
1. Salary Advance
Apply for a Salary Advance and enjoy Stanbic Bank revolving loan to help you get through the tough times.
What is a Revolving Loan?
A revolving loan gives you access to funds whenever you need them without having to reapply for credit – you simply need to repay 15% of your loan.
- MINIMUM LOAN AMOUNT – N20 000
- TERM – 12 months
2. Unsecured Personal School Fees Loan
This is an unsecured personal loan with zero collateral, targeted at meeting the financial needs of parents and guardians who are looking to pay the school fees for their children or ward in any tier of the education system in Nigeria.
3. Home loan
Get the house of your dreams with the Stanbic IBTC Home Loan, a flexible home financing solution that is available to business owners and individuals on salary with monthly, quarterly, biannual, and annual repayment options.
- INTEREST RATE – Personalized
- MAX. MONTHS TO REPAY – 20 years
- MIN LOAN AMOUNT – N 3 000 000
- NET MONTHLY INCOME – N 200 000
4. Vehicle and Asset Finance
Your dream car is covered with Stanbic IBTC Bank Plc loan!
All you need to do is apply for your Vehicle Loan, easy and simple.
Stanbic Vehicle and Asset Finance (VAF) is a medium-term facility customized for our salaried and non-salaried customers to buy movable and immovable assets, such as motor vehicles and power generators.
- INTEREST RATES – Competitive
- REPAYMENT TERM – 4 Years
5. Smart Loan
Smart Loan gives you up to N20M if you have mutual funds investment with Stanbic IBTC Asset Management, a subsidiary of Stanbic IBTC Holdings. You can access the loan via the Stanbic IBTC Mobile App with no paperwork required
- MAXIMUM LOAN AMOUNT OF – N20,000,000
- MAXIMUM TENOR – 48 months
6. Secured term loans
You can get a personal short-term loan at a fixed monthly repayment amount to suit your lifestyle needs such as medical, house rent, car maintenance, school fee, and wedding, and repay at a time you feel comfortable with.
- MINIMUM MONTHLY INCOME – N100 000
- TERM – Fixed
7. Unsecured Loans
Stanbic IBTC bank unsecured personal loan is a medium to long-term loan which gives you access to funds that will help meet your personal needs such as household equipment, Educational expenses, car maintenance, and house rent at any time with a flexible payment plan.
- MIN. MONTHLY INCOME – N 20 000
- TERMS – Flexible